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Construction Loans

Large or small, every construction project needs a team of professionals at the helm. Let our financial resource become a part of your team every step of the way, from breaking ground to cutting the ribbon.

Cover the cost of land, permits, construction documents, and contractor obligations to keep construction on track.

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1 (408) 451-3993

01. Overview
02. Advantages
03. FAQ’s

04. Contact

Embrace complexity with construction loans

Traditional banks require a host of questions prior to construction loan approval. We customize construction loans to suit each business so it can get major projects off the ground quickly. When corporations and other business entities need financing for their next investment property, they come to us. 

  • Pay based on milestones
  • Pay after project completion
  • Pay only interest during construction, if you wish
  • Terms up to 20 years
  • Faster approval than competitions

Develop New Commercial Properties

Build office buildings, malls and shopping centers to advance your investment property holdings. Design your owner-operated facility and have it constructed to your specifications.

Expand Multifamily Holdings

Housing pressure is high in many cities. Whether you develop luxury apartments, affordable housing or anything in between, now is a great time to add units and buildings to your portfolio.

Construct Unique Work Spaces

When your business process demands the right space, renting and negotiating tenant improvements with your landlord is an uphill battle. With the right financing, you can build to your exacting specification.

Build Retail Properties

Retail business remains at the heart of city centers and unique neighborhoods alike. Create spaces that adapt to today’s market in terms of unit footprint and aesthetics.

Financing Options

Term to Perm

Build to own with a term to perm contract. By securing long term financing now, you bypass the risk of changing rates, terms or approval criteria at project completion.

Fix & Flip Funding

Give your building a refresh, or a completely new look and feel to attract top dollar buyers. Our funding options include acquisition, construction and working capital funding for your next project.

Build to Sell

Start with an idea, then make it a reality. Build to sell in the residential subdivision, office, urban core or shopping and convenience categories.

Advantages of Construction Loans

  • Milestones keep projects on track.
  • Pay only interest while construction is ongoing.
  • Term to perm loans (construction to long-term financing) is available.
  • Get funded in 7 days or less.

Frequently Asked Questions

When are Construction Loans not a good fit?
Most construction loans are short-term, lasting just until the project is complete. Then, the principal and remaining interest are due. If you need long-term financing, we can help you find a loan that will transition smoothly.
Can I build it myself?
Yes, loans are available for businesses who have experience handling their own construction projects. Let us show you an owner-builder construction loan and walk you through the application process.
Are Construction Loans good for small businesses?
As with any loan, whether it’s good or bad depends on the borrower’s ability to manage the debt. We have extensive experience with small business lending and construction projects, talk to us today.
What if I have to stop construction?
Even the best-laid plans can go awry due to weather events, labor issues, and accidents. If your construction project is stalled, your business isn’t required to pay back the full loan amount. Only the milestones that have been funded by the loan will need to be repaid.

Additional
Questions?

For more information, contact one of our friendly and knowledgeable financing experts today. Give us a call at:

(408) 451-3993

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Start your journey to business funding.