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Accounts Receivable Financing

Don’t let unpaid invoices, purchase orders or contracts hold your business back from progress. Get the capital your business needs to fund your growth.

 

Why wait for your money? Sell accounts receivable & purchase orders to a factor and get cash today.

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1 (408) 451-3993

01. Overview
02. Advantages
03. FAQ’s
05. Contact

Accelerate Receivables with Factoring

Growing Businesses face challenges with cash flow. When an order is placed, the business must fund production up front, often with a high interest merchant cash advance. Our factoring team can help you to solve the challenge in a different way.

  • No Personal Guarantees or Debt Added to Your Balance Sheet
  • Select Which Invoice to Factor
  • Non-Recourse Credit Exposure
  • No Term Agreement
  • Age Invoices Before Factoring welcomed
  • Retire Invoices Prior Client Payment
  • No Credit Pull

 

Healthcare

Third-party vendors, like insurance companies, don’t always settle accounts promptly. Many regulations and verifications need to be addressed first. Healthcare providers can get a jumpstart on handling their expenses by factoring third-party AR.

Government Contracts

Large government contracts can be great for contractors but often drain resources needed for other clients. Factoring brings in money that can cover materials and supplies while you’re waiting for payment on a purchase order.

Small Business

If your business has struggled with other forms of financing, factoring your invoices could be the answer you’ve been looking for. Even if you haven’t yet established a credit history or are working on repairing your credit, you can still receive financing from factoring.

Factoring Options

Accounts Receivable

Balances that are due on a payment plan or with a delayed payment date can be factored for immediate cash.

Contract Factoring

Contract jobs such as repair, maintenance, manufacturing and construction can be factored to pay upfront costs.

Purchase Orders

When a customer buys in bulk from a supplier, the order can be factored to pay for fulfillment or other business costs.

Advantages of Factoring

  • Rapid approval in two days
  • Accelerate cash flow to cover costs and fund growth
  • Your credit score is inconsequential compared to that of your client

Frequently Asked Questions

When is Factoring not a good fit?
Not all businesses operate via invoicing or purchase orders. If your business doesn’t have AR to factor, we can help find short and long-term financing solutions that fit your needs.
How many accounts can I factor?
You aren’t required to factor a specific number of accounts. However, some factoring firms do have a minimum dollar amount. You can often factor multiple accounts at once or combine several invoices for one account.
How fast will I have the money?
You can get cash the same day as long as the required documents are in order. Because you’re not taking out a loan, approval times for financing are greatly reduced.
Do I have to tell clients I’m using a factor?
You aren’t generally required to disclose your factor aside from advising clients where they need to send payment. Double-check with your legal team for any local exceptions.

Additional
Questions?

For more information, contact one of our friendly and knowledgeable financing experts today. Give us a call at:

(408) 451-3993

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Start your journey to business funding.